Trucking bookkeeping built for owner-operators and small fleets are sitting on financial data they can’t read, can’t use, and can’t show a bank. At COGS Bookkeeping we change that. Clean books every month, plain-English reports every month, and financials that open doors instead of closing them — whether that door is an SBA or equipment loan, a line of credit, or simply knowing your true cost per mile and what you actually take home.
Most owner-operators don’t have a bookkeeping problem. They have a visibility problem — they can’t see their real cost per mile or what’s left after taxes. Here’s what changes when your books are clean.
Loan Ready — You can’t get an SBA loan, equipment financing, or a line of credit for the next truck without clean financials. COGS keeps your books in the shape lenders require — so when the opportunity comes, you’re ready.
No Tax-Season or IFTA Panic — Quarterly IFTA filed on time, 1099s and per diem tracked all year, and a clean P&L handed to your CPA at year-end — not a shoebox of fuel receipts. Clean books cut your CPA bill and kill the scramble.
Real Cost-Per-Mile Visibility — You can’t grow what you can’t measure. Monthly P&L, balance sheet, and your true CPM in plain English — so you know which loads make money and which ones don’t.
Your Time Back — Every hour on receipts, settlements, and reconciliation is an hour off the road or away from your family. COGS handles it. You drive.
Full-service bookkeeping built for owner-operators and small fleets:
Trucking bookkeeping built to keep you rolling
Monthly Bookkeeping — Accurate, current records, categorized for trucking: fuel, DEF, maintenance, insurance, truck payment.
IFTA & Fuel-Tax Filing — Mileage and fuel tracked by jurisdiction; quarterly IFTA prepared and filed on time.
Cost-Per-Mile & Financial Reporting — Monthly P&L, balance sheet, cash flow, and your true CPM — plain English, no jargon.
Settlements & Factoring Reconciled — We keep your money-in straight — settlements and factoring reconciled, with a clear picture of who owes you and when it’s due.
1099s & Per Diem — Contractor 1099s and per-diem deductions tracked all year, ready at tax time.
Payroll Reconciliation — For fleets with drivers: we reconcile your payroll reports into QuickBooks every pay period. Compliance, deductions, and filings stay with your payroll provider. You get clean books.
When you partner with COGS Bookkeeping you’re not just getting a bookkeeper — you’re getting a partner who treats your numbers like they matter. Because they do. Clean books unlock capital, keep IFTA and taxes off your back, and give you a straight answer on your cost per mile and take-home every month. Reach out today and let’s talk about what clean books can do for your bottom line.